Loyal. Focused. Accurate.
Tampa, Florida
Loyal. Focused. Accurate.
Tampa, Florida
Independent, defensible property appraisals for disputed insurance claims. Thorough on-site inspections, scope evaluations, and estimate reconciliations that hold up under scrutiny.
When the appraisal process reaches an impasse, our impartial umpire services provide the expertise and fair judgment needed to bring disputed claims to resolution efficiently.
Clarity and guidance through the complexities of property claims — impartial evaluation of losses, reconstruction analysis, expert assessments, and practical resolution strategies.
Detailed desktop reviews of carrier and contractor estimates, identifying discrepancies in scope, pricing, and quantities to support accurate and defensible claim outcomes.
H & S Risk Solutions works directly with insurance carriers to resolve disputed property insurance claims through the appraisal process. Our focus is delivering independent, defensible analysis when claim scope, quantities, or pricing are in dispute.
We handle on-site inspections, scope evaluations, and estimate reconciliations, preparing clear, well-documented reports that support efficient and fair claim resolution. The goal is accuracy — not advocacy.
Each assignment is approached with a disciplined review of the loss, documented damages, and applicable policy considerations to ensure conclusions hold up under scrutiny.
Claims Resolved
States Served
Response Time
Tampa, Florida
Florida Adjuster License – W904813